:root{--ink:#14213D;--ink2:#4A5675;--mut:#7280A3;--ind:#4F46E5;--ind2:#7C73F0;--teal:#0E9AA7;--amb:#F2A93B;--bg:#F5F7FC;--card:#fff;--line:#DDE3F2;--r:20px;--sh:0 10px 30px rgba(42,59,122,.10)}
*{box-sizing:border-box}html{scroll-behavior:smooth}
body{margin:0;font:17px/1.65 Inter,system-ui,-apple-system,"Segoe UI",Roboto,Arial,sans-serif;color:var(--ink);background:#fff;-webkit-font-smoothing:antialiased}
img{max-width:100%;height:auto;display:block}a{color:var(--ind);text-underline-offset:3px}a:hover{color:#3730a3}
.wrap{max-width:1120px;margin:0 auto;padding:0 20px}
.skip{position:absolute;left:-999px;top:8px;background:#fff;padding:8px 14px;border-radius:8px;z-index:99}.skip:focus{left:8px}
.hdr{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.92);backdrop-filter:blur(10px);border-bottom:1px solid var(--line)}
.hdr-in{display:flex;align-items:center;justify-content:space-between;height:68px;gap:16px}
.logo{display:flex;align-items:center;gap:10px;text-decoration:none;color:var(--ink);font-weight:800;font-size:21px;letter-spacing:-.5px}.logo i{font-style:normal;color:var(--ind)}
.nav{display:flex;align-items:center;gap:6px}.nav>a:not(.btn),.dd>button{color:var(--ink);text-decoration:none;font-weight:600;font-size:15px;padding:8px 12px;border-radius:10px;background:none;border:0;cursor:pointer;font-family:inherit}
.nav>a:not(.btn):hover,.dd>button:hover{background:var(--bg)}.nav .lang{color:var(--ink2);font-weight:500}
.dd{position:relative}.dd-menu{display:none;position:absolute;right:0;top:100%;min-width:200px;background:#fff;border:1px solid var(--line);border-radius:14px;box-shadow:var(--sh);padding:8px}
.dd:hover .dd-menu,.dd:focus-within .dd-menu{display:block}.dd-menu a{display:block;padding:9px 12px;border-radius:8px;text-decoration:none;color:var(--ink);font-weight:500}.dd-menu a:hover{background:var(--bg)}
.burger{display:none;background:none;border:0;padding:10px;cursor:pointer}.burger span{display:block;width:24px;height:2px;background:var(--ink);margin:5px 0;border-radius:2px}
.riskbar{background:#EEF1FB;color:var(--ink2);font-size:13.5px;padding:7px 0;border-bottom:1px solid var(--line)}
.btn{display:inline-block;background:linear-gradient(135deg,var(--ind),var(--teal));color:#fff!important;font-weight:700;text-decoration:none;padding:14px 26px;border-radius:14px;box-shadow:0 8px 20px rgba(79,70,229,.25);transition:transform .15s,box-shadow .15s;border:0;cursor:pointer;font-family:inherit;font-size:16px}
.btn:hover{transform:translateY(-1px);box-shadow:0 12px 24px rgba(79,70,229,.32)}.btn.sm{padding:9px 16px;font-size:14px;border-radius:11px;box-shadow:none}
.btn.ghost{background:#fff;color:var(--ind)!important;border:1.5px solid var(--line);box-shadow:none}.btn.ghost:hover{border-color:var(--ind)}
.hero{background:linear-gradient(160deg,#F7F8FE,#E8EEFB);padding:48px 0 40px;border-bottom:1px solid var(--line)}
.hero-in{display:grid;gap:30px;align-items:center}.hero.home .hero-in{grid-template-columns:1.1fr .9fr}
.eyebrow{display:inline-block;margin:0 0 14px;font-size:13px;font-weight:800;letter-spacing:.12em;text-transform:uppercase;color:var(--ind);background:rgba(79,70,229,.1);padding:6px 14px;border-radius:99px}
h1{font-size:clamp(30px,4.6vw,48px);line-height:1.12;letter-spacing:-.03em;margin:0;font-weight:800}
h2{font-size:clamp(23px,3vw,30px);line-height:1.25;letter-spacing:-.02em;margin:44px 0 14px;font-weight:800}h3{font-size:19px;margin:0 0 8px;font-weight:700}
.content{padding-top:30px;padding-bottom:70px;max-width:860px}.content p,.content li{color:#2A3553}
.lead{font-size:20px;line-height:1.6;color:var(--ink)!important}.meta,.upd{color:var(--mut)!important;font-size:14px}.upd{margin-top:40px}
.bc{font-size:14px;color:var(--mut);padding-top:16px;padding-bottom:0}.bc a{color:var(--ink2)}.bc span{margin:0 4px}
.cta-row{display:flex;flex-wrap:wrap;gap:12px;margin:28px 0}
.block{margin-top:10px}
.infog{margin:26px 0}.infog img{border-radius:22px;box-shadow:var(--sh);border:1px solid var(--line);width:100%}.hero-img{margin:0}.hero-img img{border-radius:22px}
.triple{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;margin:22px 0}.grid5{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;margin:22px 0}
.card{background:var(--card);border:1px solid var(--line);border-radius:var(--r);padding:22px;box-shadow:var(--sh)}.card p{margin:0}.card ul{margin:0;padding-left:18px}
.chips{display:flex;flex-wrap:wrap;gap:8px;margin:18px 0}.chips a{background:var(--bg);border:1px solid var(--line);padding:8px 16px;border-radius:99px;text-decoration:none;font-weight:600;font-size:15px;color:var(--ink)}.chips a:hover{border-color:var(--ind);color:var(--ind)}
.cty p{margin:0 0 12px}.cty{margin:22px 0;scroll-margin-top:90px}.cty-head{display:grid;grid-template-columns:.8fr 1.2fr;gap:22px;align-items:start;margin-bottom:10px}.cty-head img{border-radius:14px;border:1px solid var(--line)}.cty-head h3{font-size:22px}.cty .facts{margin:10px 0;box-shadow:none}
@media(max-width:700px){.cty-head{grid-template-columns:1fr}}
.country{display:flex;flex-direction:column;gap:6px;text-decoration:none;color:var(--ink);padding:14px 14px 18px;transition:transform .15s}.country:hover{transform:translateY(-3px)}
.country img{border-radius:12px;margin-bottom:8px}.country b{font-size:18px}.country span{color:var(--ink2);font-size:15px}
.steps{padding-left:0;list-style:none;counter-reset:s}.steps li{counter-increment:s;position:relative;padding:4px 0 14px 54px}
.steps li:before{content:counter(s);position:absolute;left:0;top:0;width:36px;height:36px;border-radius:50%;background:linear-gradient(135deg,var(--ind),var(--teal));color:#fff;font-weight:800;display:grid;place-items:center}
.note{background:#FFF8EA;border:1px solid #F3DDB0;border-radius:14px;padding:14px 18px;margin:24px 0;color:#5C4510}.note.strong{font-weight:600;font-size:18px;background:#FFF3DA}
.facts{width:100%;border-collapse:collapse;margin:22px 0;background:#fff;border:1px solid var(--line);border-radius:14px;overflow:hidden;box-shadow:var(--sh)}
.facts th,.facts td{text-align:left;padding:12px 16px;border-bottom:1px solid var(--line);vertical-align:top}.facts th{width:34%;background:var(--bg);font-weight:700;color:var(--ink2);font-size:15px}.facts tr:last-child th,.facts tr:last-child td{border-bottom:0}
.qa{border:1px solid var(--line);border-radius:14px;margin:10px 0;background:#fff}.qa summary{cursor:pointer;font-weight:700;padding:16px 20px;list-style:none;display:flex;justify-content:space-between;gap:12px}
.qa summary::-webkit-details-marker{display:none}.qa summary:after{content:"+";color:var(--ind);font-size:22px;line-height:1}.qa[open] summary:after{content:"–"}.qa-a{padding:0 20px 18px;color:#2A3553}
code{background:var(--bg);padding:2px 6px;border-radius:6px;font-size:.92em}
.ftr{background:#EEF1FA;border-top:1px solid var(--line);padding:46px 0 30px;font-size:15px;color:var(--ink2)}
.fcols{display:grid;grid-template-columns:repeat(4,1fr);gap:24px}.fcols b{display:block;margin-bottom:10px;color:var(--ink)}.fcols ul{list-style:none;margin:0;padding:0}.fcols li{margin:6px 0}.fcols a{color:var(--ink2);text-decoration:none}.fcols a:hover{color:var(--ind)}
.disc{margin:30px 0 8px;font-size:13.5px;line-height:1.6;color:var(--mut);border-top:1px solid var(--line);padding-top:20px}.copy{font-size:13.5px;color:var(--mut);margin:0}
.cookie{position:fixed;left:16px;right:16px;bottom:16px;max-width:620px;margin:0 auto;background:#fff;border:1px solid var(--line);border-radius:16px;box-shadow:0 14px 40px rgba(20,33,61,.2);padding:14px 18px;display:flex;gap:16px;align-items:center;z-index:80;font-size:14px}.cookie[hidden]{display:none}.cookie p{margin:0}
@media(max-width:860px){.hero.home .hero-in{grid-template-columns:1fr}.triple,.grid5{grid-template-columns:1fr 1fr}.fcols{grid-template-columns:1fr 1fr}
.burger{display:block}.nav{display:none;position:absolute;left:0;right:0;top:68px;background:#fff;border-bottom:1px solid var(--line);flex-direction:column;align-items:stretch;padding:12px 20px 20px;box-shadow:var(--sh)}.nav.open{display:flex}
.dd-menu{position:static;display:block;border:0;box-shadow:none;padding:0 0 0 10px}.dd>button{text-align:left;width:100%}}
@media(max-width:560px){.triple,.grid5{grid-template-columns:1fr}.hero{padding:34px 0 28px}.lead{font-size:18px}.cookie{flex-direction:column;align-items:stretch}.facts th{width:40%}}